Brazil’s insurance regulator has formally opened the runway toward its next annual rulemaking agenda. The Superintendência de Seguros Privados (Susep) has published an official announcement headlined Susep abre Tomada de Subsídios para o Plano de Regulação 2027 — confirming that the regulator is now taking public input to help shape its 2027 Regulation Plan, the annual instrument that sets Susep’s supervisory and rulemaking priorities. The item carries a timestamp of Publicado em 13/08/2026 14:11 on the regulator’s newsroom and was filed under the portal category Finanças, Impostos e Gestão Pública.
Susep Opens the Door to Sector-Wide Input on 2027 Priorities
According to the regulator, A Susep abriu, nesta quarta-feira (12/8), Tomada de Subsídios para receber sugestões de temas e propostas que poderão subsidiar a definição das prioridades regulatórias da Autarquia para 2027. The consultation — known in Portuguese as a “Tomada de Subsídios”, roughly a call for input or subsidies — is Susep’s standing mechanism for gathering external perspectives before it locks in the following year’s supervisory workplan. It follows the same rhythm the regulator has used in prior cycles, including the process that led to the current 2026 Plan.
Susep is casting a wide net for participants. A iniciativa é dirigida a representantes do setor supervisionado, entidades, especialistas, consumidores e demais interessados, meaning carriers, reinsurers, brokers, industry associations, academics, consumer groups and any other interested party can weigh in on what the agency should prioritize. That breadth matters for a market that has recently absorbed a wave of structural reform, from the broker rules overhaul detailed in Susep’s recent resolution on intermediary conduct to the wider legislative overhaul behind Brazil’s new insurance contract law.
How Stakeholders Can Submit Input
The process is deliberately channeled through a single digital gateway. Per the regulator, As contribuições serão recebidas exclusivamente por meio do formulário disponibilizado na plataforma. Susep is directing participants to its consultation page on the Brasil Participativo platform, the federal government’s civic-engagement portal, telling the public to Acesse a Tomada de Subsídios no Brasil Participativo e participe da construção da agenda regulatória. No email submissions, letters or informal channels are described as valid alternatives to the form.
Susep frames the exercise as a way to widen its field of view before priorities are locked in. As the regulator put it, A participação dos diferentes atores permite à Susep considerar perspectivas, desafios e oportunidades relacionados aos mercados supervisionados. Once the window closes, the agency has committed to a review stage: As contribuições recebidas serão analisadas pela Susep e subsidiarão a definição das prioridades que poderão compor o Plano de Regulação Susep 2027. In other words, submissions feed a screening process rather than an automatic inclusion in the final agenda.
What the 2026 Plan Shows About How Susep Sets Priorities
The current cycle offers a preview of how this year’s consultation could eventually translate into formal rulemaking. Susep’s previous plan followed the identical playbook: a consultation phase culminated in a December announcement that Susep aprova Plano de Regulação para 2026. Specifically, Susep publicou, hoje (22), no Diário Oficial da União, o Plano de Regulação para o exercício de 2026. O plano foi formalizado por meio da Resolução Susep nº 72, de 17 de dezembro de 2025, giving the market a formal, published reference point for the year’s rulemaking calendar, as described in Susep’s earlier announcement of the Regulation Plan.
Susep describes the Plan itself as a governance tool rather than a simple to-do list: O Plano de Regulação é o instrumento que organiza e dá transparência à agenda regulatória da Autarquia. For 2026, the agency also introduced a two-tier prioritization structure, splitting topics into Prioridade 1 (P1), que reúne os assuntos centrais da agenda regulatória do ano; e Prioridade 2 (P2), composta por temas que poderão ser tratados conforme a disponibilidade de tempo e de recursos. That tiering gives supervised entities a rough signal of which files are likeliest to move first and which may slip if the agency’s bandwidth runs short — a structure market participants should watch for again once the 2027 agenda is finalized. Susep has also stressed public access to the resulting document, noting that O Plano de Regulação de 2026 está disponível no site da Susep, em observância ao princípio da transparência e para acompanhamento da agenda regulatória.
Why Insurers, Brokers and Insurtechs Should Pay Attention
For companies operating in or entering Brazil, the consultation window is a rare opportunity to influence the shape of next year’s supervisory agenda before it is set. Carriers coming off a period of notable growth, as reflected in Susep’s market results for the first half of the year, have an obvious interest in flagging where new rules could help or hinder that momentum. Compliance teams that have spent 2026 adapting to Susep’s cybersecurity requirements, laid out in the regulator’s cybersecurity manual for insurers, may also want to use the consultation to signal where implementation has been smoother or rougher than expected, since that kind of feedback is precisely what a Tomada de Subsídios is designed to surface before priorities are locked in for the following year.
Brokers, associations and consumer representatives have the same standing to submit input as carriers and reinsurers, and the process explicitly welcomes specialists and consumer groups alongside the supervised sector itself. With the market still digesting a broker rules overhaul and a broader contract-law rewrite, this consultation is the most direct formal channel supervised entities have to flag where the next wave of Susep rulemaking should — or should not — go.
