US P&C Insurers Post $16.3B Q1 2026 Underwriting Gain on Pricing Discipline
US P&C underwriting profit hit $16.3B in Q1 2026, but strip the $10.9B reserve release and the accident-year CR is 96.6 — normalized ratio…
Line of Business
Property & Casualty
APRA Sets Minimum Expectations for Insurer Readiness to Geopolitical Shocks
Geopolitical risk governance: APRA's June 2026 letter sets six board-accountable minimum expectations for insurers, banks and super funds — anchored to CPS 230, no…
EIOPA 2025 Annual Report: Ten Years of Solvency II Under Pressure
Solvency II turns ten with EU insurers posting solid SCR ratios, but EIOPA's 2025 Annual Report flags hundreds of billions in private credit exposure,…
AM Best: AI Data Centre Boom Creates Insurance Risks Beyond P&C Experience
Data centre insurance risk has outpaced P&C capacity, AM Best warns. AI data centres introduce fire, cooling, silent cyber, and supply-chain BI exposures history…
Fitch: Florida’s Insurance Market Is Better Positioned for 2026 Hurricanes — But Untested
Fitch Ratings flags Florida's reformed insurance market as better positioned for the 2026 hurricane season — but warns that reform resilience remains untested against…
Descartes & Nextpower Launch $80M Parametric Wind Cover for Solar Farms
Descartes Underwriting and Nextpower launch the first parametric straight-line wind solution for solar farms, with limits up to $100M and on-site sensor triggers.
Allianz Research: Extreme Heat Could Erase 5–7% of GDP for the Most Exposed Economies by 2030
Extreme heat GDP losses of 5–7% by 2030 for the most exposed economies — Allianz Research's parametric-ready quantification redefines heat as a sovereign risk…
Mexico Doubles Parametric Catastrophe Insurance to ~$575M at 2026 Renewal
Mexico doubles sovereign parametric catastrophe insurance to ~$575M at the 2026 renewal, building a $1.17B multi-layer parametric stack post-FONDEN.
USAA’s $500M Florida Dividend: How Tort Reform Unlocked a Mutual’s Biggest Payout
USAA distributes $500M to ~830,000 Florida auto policyholders, completing nearly $1B in member returns since December 2025. A deep look at how HB 837…
Colorado’s SB26-155 Bets on Hail Mitigation Grants to Break a Decade of Homeowners Insurance Losses
Colorado signed SB26-155 establishing a hail-mitigation grant enterprise funded by a 0.5% insurer fee — targeting the physical cause of $5B+ in decade-long losses…