US P&C Logs Best Q1 Underwriting Margin in 25 Years — With a Soft-Market Warning Baked In
US P&C underwriting profit Q1 2026 hit a 25-year high with a combined ratio of 89.5, validating hard-market discipline — but premium declines across…
Line of Business
Property & Casualty
APRA Revokes Eric Insurance’s Licence, Closing Three Years of Managed Exit After Add-On Reform Collapse
APRA Eric Insurance licence revocation on 21 May 2026 closes a three-year managed exit triggered by Australia's 2021 add-on motor reform, with the DOCA…
FCA Warns Young UK Drivers: 49% Buy Motor Cover via Social Media as Ghost Broker Fraud Grows
FCA May 2026: 49% of young UK drivers buy motor insurance via social media, often from ghost brokers selling invalid policies with no FCA…
Generali’s €2.2B Q1 2026 Operating Result Widens Europe’s Diversification Advantage
Generali Q1 2026: €2.2B operating result (+8.1%), €1.27B net profit, and €905B AUM signal Europe's diversification advantage as P&C markets soften globally.
House of Lords Opens Probe Into UK Insurance Pricing With Evidence Deadline Set for June 2026
House of Lords insurance inquiry launches formal probe into UK pricing transparency, consumer access and claims handling — evidence deadline June 26, 2026, with…
California FAIR Plan’s 29% Rate Hike Lays Bare the Structural Failure of Regulated Residual Markets
California FAIR Plan rate hike of 29.1% is approved for October 2026 after $2.9B–$4B in wildfire losses; 668,600 policies and $599B in exposure confirm…
Generali Partners ECMWF to Build a Proprietary European Climate Risk Modelling Edge
Generali ECMWF climate modelling MoU integrates Copernicus data into underwriting, marking the start of a competitive data-moat race among European tier-1 insurers as climate…
TWIA Faces $1.23B Reinsurance Gap as Coastal Texas Private Market Shrinks
TWIA's 2026 reinsurance gap of $1.23 billion exposes the structural cost of private market withdrawal from coastal Texas, where the state pool now holds…
PERILS Lifts Windstorm Nils Loss Estimate 31% to €767M as European Reserves Fall Short
Windstorm Nils insured loss hits €767M after a 31% PERILS revision, exposing European P&C reserve gaps and reshaping 2027 reinsurance pricing.
Thailand OIC Makes Named-Driver Motor Policies and E-Claims Mandatory in 2026
Thailand OIC motor insurance mandate from Jan 2026 requires named-driver policies and e-Custodian filing with behavior-linked premiums up to 40% discount.