TWIA Faces $1.23B Reinsurance Gap as Coastal Texas Private Market Shrinks
TWIA's 2026 reinsurance gap of $1.23 billion exposes the structural cost of private market withdrawal from coastal Texas, where the state pool now holds…
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Regulators
Thailand OIC Makes Named-Driver Motor Policies and E-Claims Mandatory in 2026
Thailand OIC motor insurance mandate from Jan 2026 requires named-driver policies and e-Custodian filing with behavior-linked premiums up to 40% discount.
Japan Adds iPS Parkinson’s Therapy to Public Insurance at ¥55.3M Per Patient
Japan's iPS Parkinson's therapy enters public insurance at ¥55.3M per patient, forcing global insurers to rethink experimental exclusion clauses.
Egypt’s FRA Decision 70 Sets New Governance Floor for Takaful Across North Africa
Egypt's FRA issued Decision No. 70 in May 2026, introducing three takaful operating models and mandatory Sharia boards — a governance overhaul for a…
EIOPA’s Two-Step AI Mandate Sets August 2026 Deadline as EU Insurers Face €35M Penalties
EIOPA AI governance opinion mandates two-step impact assessments for EU insurers by August 2026, with €35M penalties for non-compliance with the EU AI Act.
Hong Kong Revises Insurance Capital Rules to Steer Funds Into Infrastructure Projects
Hong Kong's Insurance Authority closes RBC consultation extending infrastructure capital relief to general insurers and imposing a 100% crypto charge. Implementation target: December 31,…
FEMA Advisory Council Backs Private Market Expansion in NFIP Reform Push
FEMA Review Council backs private market expansion in NFIP reform push, urging a 2-3 year transition as the program's $22.5B debt mounts toward the…
Lloyd’s Governance Probe Into John Neal Tests London Market Transparency
Lloyd’s governance probe into former CEO John Neal puts London Market transparency standards to the test as Chair resists disclosure while Freshfields investigators press…
EIOPA Locks In Solvency II Supervisory Guidelines for January 2027 Implementation
EIOPA finalises revised Solvency II supervisory guidelines effective January 2027: 26% fewer quarterly templates, a 21% risk margin reduction, and mandatory DORA compliance embedded…
FCA Launches Claims Management Review as Consumer Duty Standards Reach Claims Handling
FCA claims management review launched May 6, targeting misleading ads, unfair exit fees and unauthorized sign-ups—making Consumer Duty compliance in claims handling an active…