UK Salary Sacrifice Cap to Cut Pension Savings for 2.8 Million Workers
UK salary sacrifice pension cap from April 2029 will prompt 2.8 million workers to reduce DC saving, squeezing group pension volumes and the bulk-annuity…
Topic
Compliance
NAIC AI Rules Now Cover Half of US States as EO 14365 Threatens Override
NAIC AI Model Bulletin now covers over half of US states. EO 14365 tasks a DOJ task force with challenging those laws. What US…
UK DB Pension Surplus Rules Reshape Bulk Annuity Competition
DB pension surplus release rules — April 2027 target — let UK schemes extract capital on a low-dependency test, creating a direct run-on alternative…
Florida Citizens Locks In $2.82bn 2026 Reinsurance Tower at 30% Lower Pricing
Florida Citizens secured a $2.82bn 2026 reinsurance tower at ~30% lower pricing as depopulation cuts exposure 67% and the cat market softens.
US P&C Insurers Post $16.3B Q1 2026 Underwriting Gain on Pricing Discipline
US P&C underwriting profit hit $16.3B in Q1 2026, but strip the $10.9B reserve release and the accident-year CR is 96.6 — normalized ratio…
FSC Korea Tightens AI Governance Rules for Insurers and the Financial Sector
FSC Korea AI governance guidelines effective June 22, 2026 reshape how Korean insurers deploy AI in underwriting, claims, and fraud detection — against 9…
APRA Sets Minimum Expectations for Insurer Readiness to Geopolitical Shocks
Geopolitical risk governance: APRA's June 2026 letter sets six board-accountable minimum expectations for insurers, banks and super funds — anchored to CPS 230, no…
EIOPA 2025 Annual Report: Ten Years of Solvency II Under Pressure
Solvency II turns ten with EU insurers posting solid SCR ratios, but EIOPA's 2025 Annual Report flags hundreds of billions in private credit exposure,…
OECD Cuts 2026 Outlook: What the Middle East Shock Means for Insurers
OECD 2026 economic outlook bifurcates global GDP at 2.8% vs 2.1%. We translate the OECD's Middle East scenarios into an insurer stress test: reserve…
UK PRA Targets 2027 Captive Insurance Regime to Reverse Offshore Drift
UK captive insurance regime launches by mid-2027 as the PRA targets ~500 offshore captives with proportionate Solvency UK rules and no tax incentives.