WTW CLIPS: US Commercial Insurance Rates Drop to 2.5% in Q1 2026
US commercial insurance rates hit 2.5% in Q1 2026 — the first sub-3% reading since the hard market began. Property fell 5.5%, cyber dropped…
Topic
Compliance
Saudi Insurance Authority: End of SAMA’s Dual Mandate and What Comes Next
Saudi Arabia Insurance Authority is now sole regulator, replacing dual SAMA oversight. RBC parallel run begins 2026; mandatory Jan 2027.
Allianz Group 2025 SFCR: A Decade of Portfolio Shift as Government Bonds Halved and CIU Hits €255bn
Allianz 2025 SFCR: government bonds halved to EUR 97bn over a decade. The EUR 255bn CIU headline is largely a Solvency II reclassification artefact…
USAA’s $500M Florida Dividend: How Tort Reform Unlocked a Mutual’s Biggest Payout
USAA distributes $500M to ~830,000 Florida auto policyholders, completing nearly $1B in member returns since December 2025. A deep look at how HB 837…
Colorado’s SB26-155 Bets on Hail Mitigation Grants to Break a Decade of Homeowners Insurance Losses
Colorado signed SB26-155 establishing a hail-mitigation grant enterprise funded by a 0.5% insurer fee — targeting the physical cause of $5B+ in decade-long losses…
Nine of Ten Largest EU Insurers Lift Solvency Ratios in 2025 as the UK Goes the Other Way
Nine of ten largest EU Solvency II groups strengthened SCR ratios in 2025 (aggregate 228% vs 218%) as eligible own funds outran SCR growth,…
FCA Opens Second Motor Finance CMC Probe as Consultation Claims Ltd Faces Enforcement
FCA opens enforcement investigation into Liverpool-based CCL over consent fraud in motor finance claims — the second CMC targeted in six months as the…
ESAs Publish First DORA ICT-Incident Baseline: 3,383 Incidents, 90% Non-Cyber, and a Cross-Border Warning for European Insurers
ESAs' first DORA ICT report: 3,383 incidents in 2025, one-third cross-border, just 10% cyber — what the baseline data means for European insurance groups.
Illinois Gives Its Insurance Department Rate Veto Power, Joining New York in Reshaping US Personal Lines Oversight
Illinois gives IDOI rate-veto authority over auto and homeowners for the first time, passing HB 4273 and SB 714 to take effect July 2027…
Insurance Australia Group Closes A$4 Billion Greensill Litigation, But a Five-Month Trial Looms
IAG settles A$4B in Greensill Bank AG proceedings; Credit Suisse's A$3B tranche goes to a five-month trial opening August 2026 — APRA's governance response…